Health insurance is mandatory in Switzerland.  The law in Switzerland regarding health insurance (LAMal), requires that anyone who resides in Switzerland must be enrolled with an acknowledged Swiss Health Insurance provider. To comply with LAMal, Franklin University Switzerland has established a contract with SWICA, a well-known Swiss health insurance company, to cover all Franklin students.

We strongly recommend that all students who are non-EU/EFTA residents enroll with SWICA. The policy and the costs for full coverage can be reviewed in either Swiss francs or US dollars depending upon one’s account with the University.

Non-EU/EFTA residents

This coverage, called SWICA Student Care, is an exemption from the mandatory insurance requirement and has already been approved by the local government of Canton Ticino: only foreign students (NON EU/EFTA resident) holding a student permit issued in Ticino are eligible. SWICA Student Care allows significant cost savings (between 45% and 50% compared to the compulsory insurance compliant with LAMal).

For further information on the policy, download the SWICA Student Care overview.

It is a student’s right to apply for an exemption when privately insured at home, and Franklin University Switzerland makes that available to all students if you select the compulsory LAMal option called SWICA FAVORIT MEDPHARM. It is a complicated, bureaucratic process, however, and application and approval may take up to 6 months. The request must be submitted prior to one's arrival at Franklin and precludes students from enrolling with SWICA Student Care, which is the less expensive option. During the application and approval period, all enrolled students at Franklin are automatically covered with SWICA FAVORIT MEDPHARM  through Franklin’s group health insurance contract.

To help inform the decision-making process, the University has compiled the Exemption from Compulsory Swiss Health Insurance overview, to help families understand what it means to apply for exemption and to be exempt while residing in Switzerland and attending Franklin. The document must be read, signed and submitted with a student’s exemption documentation. To apply for exemption, a student must arrange for their private insurance company to complete Form TI 6.3, and the original must be completed in full by the student's private insurance provider and sent to the Office of Student Life.

EU/EFTA residents

Students who are EU/EFTA residents should review the instructions and forms related to using European health insurance policies in Switzerland. EU/EFTA students should be sure to read both pages of the instructions and obtain the European TEAM Card before they arrive at Franklin to begin their studies. 

Swiss Residents

Please provide your private health insurance enrollment confirmation to This email address is being protected from spambots. You need JavaScript enabled to view it. in the Office of Student Life.

Exemption Documents

Complete and sign the appropriate forms and return them with a copy of your insurance card (front-back) to the Office of Student Life. Please note that photocopies and/or faxes will not be considered valid means of submitted the request by authorities in Ticino. 

EU/EFTA residents with public insurance (Team EU/Card)
Form TI 6.1

EU/EFTA residents with private insurance
Form TI 6.2

Non-EU/EFTA residents with private insurance
Exemption from Compulsory Swiss Health Insurance
Form TI 6.3